From pontoons and extended yachts, to ski boats and personal watercraft, it’s important to confirm that your vessel is better protected from things like theft, accidents and unexpected acts of nature. Here at The Elmwood Agency, we’re proud to offer a diverse selection of insurance polices for boats and watercraft of every shape and size. We love the water too, and listen to your coverage needs to help you find a policy at a premium that's right for you.

Whether you’re a first-time boat owner, or a seasoned veteran of the high seas, we can help tailor a policy that’s designed around your needs, usage and budget.

  • Unique coverage plans for boat and watercraft owners
  • Affordable rates from some of todays’ most well-established carriers
  • We have experience with new boat owners and those buying their first PWC
  • Get a no-pressure, competitive rate on boat insurance
  • A team of licensed and experienced agents to make the process simple

Get Started on Your Free NY Boat Insurance Quote

To learn more about the basics of boat and watercraft insurance, get in touch with The Elmwood Agency today and we’ll be happy to help. We’re based in Western NY, and proudly serve boat owners throughout Western NY and the entire state of New York. 

You can reach The Elmwood Agency by phone during regular business hours by calling 585-548-4500  or 716-206-3706. You can also write to us anytime through our website’s secured contact page.

To learn more about our agency or to schedule an appointment, get in touch with The Elmwood Agency during regular business hours by phone at 585-548-4500. Or send us an email anytime using our website’s quick contact form.

Licensed in New York, Florida and Texas

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Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.