Independent Insurance Agency with experienced agents in Home, Auto, Rental Coverage and more… throughout NY and TX.

Since first opening our doors, our mission here at the Elmwood Insurance Agency has been to simplify the process of shopping for insurance. With this as our motivation, we proudly offer a diverse selection of coverage lines and support from a team of compassionate, dedicated agents.

The Elmwood Agency has offices in both Rochester and Buffalo, NY and our number one goal is to make the process of obtaining insurance a rewarding and smooth experience for our customers. Whether you are looking to help protect your home, vehicles, recreational toys or a combination of them all, our team will listen to your coverage needs and help you find an insurance solution based on those needs. Learn more about our insurance coverage offerings by visiting any of the detailed sections below.

Homeowners Insurance


The only thing more important than finding the perfect home, is finding an insurance agent who understands exactly how much it means to you and your family. At The Elmwood Agency, our services extend beyond the scope of simply selling homeowners policies. Our agents can assist you in finding a realtor, applying for a mortgage, comparing neighborhoods and many other essentials of the home buying process.

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Umbrella Insurance


A smart way to enjoy multi-plan discounts and financial protection from property damage and personal injuries, learn more about Umbrella policies.

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Renter’s Insurance


The Elmwood Agency offers a wide range of coverage options for those who rent apartments, condos and single family homes, get more info on renter insurance plans.

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Condo Insurance


Helping our customers protect their condo and personal belongings is one of our many specialties, compare plans or learn what’s not covered by many associations.

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Landlord & Investment Property


Whether it’s a multi-unit apartment complex, a home or vacation property, The Elmwood Agency has many options for landlords and rental property insurance.

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Auto Insurance


Regardless of whether you’re a brand new driver or have been behind the wheel for decades, having auto insurance you can genuinely rely on is something that unites all drivers. At The Elmwood Agency, our team of licensed NY and TX agents can help you find the most affordable car insurance based on your age, profession, vehicle type, driving habits and more. We work with some of today’s most trusted carriers, and our entire staff is committed to providing you  service throughout the life of your policy.

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Motorcycle Insurance


The freedom and fresh air of riding is even more liberating when you know that you, your passenger and bike are fully covered. Get more info on a motorcycle insurance.

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Boat Insurance


Our skilled agents excel when it comes to helping you find the best coverage and lowest rates on boat and personal watercraft insurance.

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RV Insurance


Whether driven or parked full time, a recreational vehicle is a significant purchase that needs to be better protected, read more about our RV coverage policies.

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ATV & Off-Road Vehicles


Regardless of how you spend your time off road, it’s important to ensure that your machines are covered in the event of accident, theft and other unforeseen events.

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An Insurance Agency with Extensive Reach

As an independent insurance agency with experience in individual and family policies. The Elmwood Agency’s team of licensed brokers have the freedom to focus more intently on helping you find coverage that truly defines your evolving needs. Whether it’s your vehicles, your property, or your most cherished possessions, we invite you to discover what sets us apart from others within our industry. We believe strongly in providing a stress-free, rewarding experience that helps you get the coverage for your individual needs.

To learn more about our agency or to schedule an appointment, get in touch with The Elmwood Agency during regular business hours by phone at 585-548-4500. Or send us an email anytime using our website’s quick contact form.

Licensed in New York, Florida and Texas

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Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.