Trusted, Independent NY Insurance Agency Specializing in Home, Auto, Rental Coverage and more…

Since first opening our doors, our mission here at the Elmwood Insurance Agency has been to simplify the process of shopping for insurance in New York. With this as our motivation, we proudly offer a diverse selection of coverage lines and expert support from a team of compassionate, dedicated agents.

Whether it’s your home, your vehicle, your recreational toys or a combination of them all, The Elmwood Insurance agency in Rochester continually strives to make shopping for insurance in NY a more rewarding and affordable experience. Learn more about our various coverage lines by visiting any of the sections below.

Homeowners Insurance


The only thing more important than finding the perfect home, is finding an insurance agent who understands exactly how much it means to you and your family. At The Elmwood Agency in Rochester, our services extend beyond the scope of simply selling homeowners policies. Our agents can assist you in finding a realtor, applying for a mortgage, comparing neighborhoods and many other essentials of the home buying process.

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Umbrella Insurance


A smart way to enjoy multi-plan discounts and financial protection from property damage and personal injuries, learn more about Umbrella policies for NY residents.

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Renter’s Insurance


The Elmwood Agency offers a wide range of coverage options for those who rent apartments, condos and single family homes, get more info on NY renter insurance plans.

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Condo Insurance


Helping our customers protect their condo and personal belongings is one of our many specialties, compare plans or learn what’s not covered by many associations.

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Landlord & Investment Property


Whether it’s a multi-unit apartment complex, a home or vacation property, The Elmwood Agency has many options for landlords and rental property insurance.

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Auto Insurance


Regardless of whether you’re a brand new driver or have been behind the wheel for decades, having auto insurance you can genuinely rely on is something that unites all drivers. At The Elmwood Agency, our team of licensed NY agents can help you find the most affordable car insurance based on your age, profession, vehicle type, driving habits and more. We work with some of today’s most trusted carriers, and our entire staff is committed to providing exceptional service throughout the life of your policy.

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Motorcycle Insurance


The freedom and fresh air of riding is even more liberating when you know that you, your passenger and bike are fully covered. Get more info on NY motorcycle insurance.

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Boat Insurance


Our skilled agents excel when it comes to helping you find the best coverage and lowest rates on boat and personal watercraft insurance in Rochester and throughout NY.

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RV Insurance


Whether driven or parked full time, a recreational vehicle is a significant purchase that needs to be protected for your peace of mind, read more about our RV coverage policies.

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ATV & Off-Road Vehicles


Regardless of how you spend your time off road, it’s important to ensure that your machines are covered in the event of accident, theft and other unforeseen events.

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A Rochester Insurance Agency with Extensive New York Reach

As an independent New York insurance agency specializing exclusively in individual and family policies, The Elmwood Agency’s team of licensed brokers has the freedom to focus more intently on helping you find coverage that truly defines your evolving needs. Whether it’s your vehicles, your property, or your most cherished possessions, we invite you to discover what sets us apart from others within our industry. We believe strongly in providing a stress-free, rewarding experience that helps you get the best coverage, and moreover the peace of mind your loved ones deserve.

To learn more about our agency or to schedule an appointment, get in touch with The Elmwood Agency during regular business hours by phone at 585-548-4500. Or send us an email anytime using our website’s quick contact form.

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